Department of Labor Logo United States Department of Labor
Dot gov

The .gov means it's official.
Federal government websites often end in .gov or .mil. Before sharing sensitive information, make sure you're on a federal government site.

Https

The site is secure.
The https:// ensures that you are connecting to the official website and that any information you provide is encrypted and transmitted securely.

Consumer Expenditure Surveys

CE Section 3f

Section 3, Part F deals with mortgages and home equity loans, including the type of loan, interest rate and term, and amount of payment.

Now I will ask some questions about your "1st/2nd, 3rd, etc." mortgage/lump sum home equity loan. These questions refer to the mortgage/lump sum home equity loan you are currently making payments on.

What was the amount of the mortgage/lump sum home equity loan when you or your CU first obtained it, not including any interest? [enter value] _____________

In what year did you or your CU make the first payment on this mortgage/lump sum home equity loan? [enter value] _____________

In what month did you or your CU make the first payment on this mortgage/lump sum home equity loan? [enter value] _____________

Is this a 30 year mortgage/lump sum home equity loan, a 15 year mortgage/lump sum home equity loan, or something else?

  1. 30-year
  2. 15-year
  3. Something else

* Enter number of years [enter value] _____________

What is the current interest rate on this mortgage/lump sum home equity loan?

* Enter percent including decimal [enter value] _____________

Is this a fixed rate mortgage/lump sum home equity loan?

  1. Yes
  2. No

There are many different kinds of mortgage/lump sum home equity loans. Which one of these comes closest to your or your CU's?

  1. Variable or adjustable rate of interest (ARM)
  2. Interest only
  3. Other - specify

* Specify:[enter text] _____________

On your or your CU's last payment, which of these were included?

* Enter all that apply

  1. Principal
  2. Interest
  3. Property taxes
  4. Property insurance
  5. Mortgage guarantee insurance (PMI)
  6. Any other payments - specify
  7. Don't know

For definitions Information Booklet »

* Specify:[enter text] _____________

How much is your or your CU's mortgage/lump sum home equity loan payment per month? [enter value] _____________

How much of that amount was for principal/interest/ and/or principal and interest? [enter value] _____________

On your or your CU's last payment, which of these were included?

* Enter all that apply

  1. Principal
  2. Interest
  3. Property taxes
  4. Property insurance
  5. Mortgage guarantee insurance (PMI)
  6. Any other payments - specify
  7. Don't know

For definitions Information Booklet »

* Specify:[enter text] _____________

How much was your or your CU's payment on this mortgage/lump sum home equity loan in the reference month? [enter value] _____________

How much of that amount was for principal/interest/ and/or principal and interest? [enter value] _____________

How much was your or your CU's payment on this mortgage/lump sum home equity loan in the second month of the reference month? [enter value] _____________

How much of that amount was for principal/interest/ and/or principal and interest? [enter value] _____________

How much was your or your CU's payment on this mortgage/lump sum home equity loan in the last month of the reference month? [enter value] _____________

How much of that amount was for principal/interest/ and/or principal and interest? [enter value] _____________

End of Section 3F

Go to Section 3 Part H - Owned Living Quarters and Other Owned Real Estate - Line of Credit Home Equity Loan »

Go to Section 3 Part I - Owned Living Quarters and Other Owned Real Estate - Ownership Costs »

Go to CE CAPI Survey Instrument Home Page »

 

Last Modified Date: September 19, 2008