Table 11. Fee-for-service plans: Amount of annual individual deductible, state and local government workers, National Compensation
Survey, 2011

(All workers participating in fee-for-service plans = 100 percent)
                                                                                                                                  
                                                                                                                                  
                                                                        Amount of annual deductible                               
                                                                                                                                  
                                                      With                                                      With no     Not   
            Characteristics                Total   deductib-    10th      25th      50th      75th      90th   deductib- determin-
                                                       le    percenti- percenti- percenti- percenti- percenti-     le       able  
                                                                 le        le        le        le        le                       
                                                                                  (median)                                        
                                                                                                                                  
                                                                                                                                  
All workers.............................       100        94      $175      $250      $500         –    $1,500         5       (1)
                                                                                                                                  
         Worker characteristic                                                                                                    
                                                                                                                                  
Management, professional, and related...       100        94       200       250       500         –     1,500         5       (1)
  Professional and related..............       100        95         –       250       500      $900     1,500         5       (1)
    Teachers............................       100        96         –       250       500     1,000     1,500         4       (1)
      Primary, secondary, and special                                                                                             
      education school teachers.........       100        96       150       250       500     1,000     1,500         3       (1)
Service.................................       100        96       150       250       500         –     1,500         4         –
  Protective service....................       100        95       140       225         –         –         –         5         –
Sales and office........................       100        94       200       250       500         –     1,300         6       (1)
  Office and administrative support.....       100        93       200       250       500       900     1,300         7       (1)
Natural resources, construction, and                                                                                              
maintenance.............................       100        96         –         –       350         –     1,500         –         –
Production, transportation, and material                                                                                          
moving..................................       100        89         –       300       500     1,000         –        10         1
                                                                                                                                  
Full time...............................       100        94       200       250       500         –     1,500         5       (1)
Part time...............................       100        97       150       200         –         –         –         –         –
                                                                                                                                  
Union...................................       100        92       100       200       300       500     1,200         7       (1)
Nonunion................................       100        96       200       300       500     1,000     1,500         4       (1)
                                                                                                                                  
Average wage within the following                                                                                                 
categories:(2)                                                                                                                    
  Lowest 25 percent.....................       100        96       200         –       500     1,000     1,500         –         –
    Lowest 10 percent...................       100        96       200         –         –     1,000     2,000         –         –
  Second 25 percent.....................       100        94         –       250       500       750     1,300         6       (1)
  Third 25 percent......................       100        93       200       250       500       800     1,500         7       (1)
  Highest 25 percent....................       100        95       150       250       400       750     1,500         5       (1)
    Highest 10 percent..................       100        94       100       250       350         –     1,000         –         –
                                                                                                                                  
      Establishment characteristic                                                                                                
                                                                                                                                  
Service-providing industries............       100        94       175       250       500         –     1,500         5       (1)
  Education and health services.........       100        95       200       250       500     1,000     1,500         5       (1)
    Educational services................       100        95         –       250       500     1,000     1,500         5       (1)
      Elementary and secondary schools..       100        96         –       250       500     1,000     1,500         3       (1)
      Junior colleges, colleges, and                                                                                              
      universities......................       100        93         –       250       400         –     1,000         –         –
    Health care and social assistance...       100        94       200       250       500         –         –         –         –
      Hospitals.........................       100        96         –         –       500     1,000     1,500         –         –
  Public administration.................       100        94       150       250       400       600     1,500         6         –
                                                                                                                                  
1 to 99 workers.........................       100        92       150       250       500     1,000         –         –         –
  1 to 49 workers.......................       100        92       150       250       500         –         –         –         –
  50 to 99 workers......................       100        92         –       250       500     1,000     2,000         –         –
100 workers or more.....................       100        95       200       250       500         –     1,500         5       (1)
  100 to 499 workers....................       100        97         –       250       500         –     1,500         –         –
  500 workers or more...................       100        94       200       250       500         –     1,500         6       (1)
                                                                                                                                  
State government........................       100        90         –       250       350         –     1,000         –         –
Local government........................       100        96       200       250       500     1,000     1,500         4       (1)
                                                                                                                                  
            Geographic area                                                                                                       
                                                                                                                                  
New England.............................       100        87       100         –       250         –     1,500         –         –
Middle Atlantic.........................       100        97       100         –       250         –     1,000         3       (1)
East North Central......................       100        97       100       200       250         –         –         2         1
West North Central......................       100        96       150       225       500         –     1,500         –         –
South Atlantic..........................       100        97       225       250       500       600     1,250         –         –
West South Central......................       100        99       250       500       500     1,000     2,000         –         –
Mountain................................       100        72       250         –       500         –         –         –         –
Pacific.................................       100        82         –       225         –       500     1,000        18         –

  1 Less than 0.5.
  2 The categories are based on the average wage for each occupation surveyed, which may include workers with earnings both above
and below the threshold. The average wages are based on the estimates published in the "National Compensation Survey: Occupational
Earnings in the United States, 2010." See Technical Note for more details.

NOTE: Because of rounding, sums of individual items may not equal totals. Dashes indicate that no data were reported or that data
do not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee
Benefit Terms" at www.bls.gov/ncs/ebs/glossary20102011.htm.