Table 16. Fee-for-service plans: Amount of annual family out-of-pocket maximum, state and local government workers, National Compensation Survey, 2011 (All workers participating in fee-for-service plans = 100 percent) Amount of out-of-pocket maximum With With no out-of- out-of- Not Characteristics Total pocket 10th 25th 50th 75th 90th pocket determin- maximum percenti- percenti- percenti- percenti- percenti- maximum able le le le le le (median) All workers............................. 100 64 $1,000 $2,200 $3,250 $5,300 $8,250 35 (1) Worker characteristic Management, professional, and related... 100 65 1,000 2,400 3,500 6,000 8,250 35 (1) Professional and related.............. 100 64 1,000 2,100 3,500 6,000 8,250 36 (1) Teachers............................ 100 63 1,000 2,000 3,500 6,000 8,250 37 (1) Primary, secondary, and special education school teachers......... 100 63 1,000 2,000 3,500 6,000 8,250 37 (1) Service................................. 100 62 1,000 2,000 3,000 5,000 8,000 37 1 Protective service.................... 100 64 1,000 2,000 3,000 5,000 7,500 35 1 Sales and office........................ 100 64 1,400 2,550 3,250 5,000 8,250 35 1 Office and administrative support..... 100 64 1,300 2,550 3,200 5,000 8,250 36 1 Natural resources, construction, and maintenance............................. 100 65 1,000 2,000 3,000 5,000 8,250 34 1 Production, transportation, and material moving.................................. 100 65 1,000 1,800 3,000 4,500 6,750 34 1 Full time............................... 100 64 1,000 2,100 3,250 5,250 8,250 35 1 Part time............................... 100 59 1,800 2,550 4,000 6,000 9,000 41 (1) Union................................... 100 56 1,000 1,500 3,000 4,000 6,000 43 1 Nonunion................................ 100 70 1,650 2,600 4,000 6,000 8,250 30 (1) Average wage within the following categories:(2) Lowest 25 percent..................... 100 64 1,500 2,550 3,500 6,000 8,250 35 (1) Lowest 10 percent................... 100 59 1,800 2,550 4,000 6,000 8,250 41 (1) Second 25 percent..................... 100 64 1,200 2,500 3,000 5,000 8,250 35 1 Third 25 percent...................... 100 65 1,200 2,550 3,500 6,000 8,250 35 1 Highest 25 percent.................... 100 63 1,000 1,650 3,000 5,000 7,000 36 (1) Highest 10 percent.................. 100 54 1,000 1,500 3,000 5,000 6,700 46 (1) Establishment characteristic Service-providing industries............ 100 64 1,000 2,100 3,250 5,300 8,250 36 (1) Education and health services......... 100 63 1,200 2,200 3,600 6,000 8,250 37 (1) Educational services................ 100 62 1,000 2,000 3,600 6,000 8,250 38 (1) Elementary and secondary schools.. 100 63 1,000 2,000 3,600 6,000 8,250 36 1 Junior colleges, colleges, and universities...................... 100 57 1,500 2,300 3,850 6,450 8,250 43 – Health care and social assistance... 100 71 1,900 2,600 3,500 5,300 9,000 29 (1) Hospitals......................... 100 68 2,190 2,800 4,000 6,000 10,000 32 (1) Public administration................. 100 66 1,000 2,000 3,000 4,500 7,000 33 1 1 to 99 workers......................... 100 68 1,800 2,600 3,250 4,500 8,250 32 1 1 to 49 workers....................... 100 67 1,800 2,600 3,250 – 8,250 – – 50 to 99 workers...................... 100 68 – 2,800 3,000 4,000 6,000 32 – 100 workers or more..................... 100 63 1,000 2,100 3,200 5,500 8,250 36 (1) 100 to 499 workers.................... 100 65 1,000 1,800 3,000 4,500 7,500 34 1 500 workers or more................... 100 63 1,100 2,500 3,600 6,000 8,250 37 (1) State government........................ 100 60 1,500 2,550 3,000 5,000 7,500 40 (1) Local government........................ 100 65 1,000 2,000 3,500 6,000 8,250 34 1 Geographic area New England............................. 100 – – – – – – 60 – Middle Atlantic......................... 100 29 1,000 1,000 1,000 1,500 3,250 71 (1) East North Central...................... 100 77 800 1,500 2,600 4,000 6,000 21 2 West North Central...................... 100 86 1,000 1,800 3,000 4,000 6,000 – – South Atlantic.......................... 100 85 2,400 2,950 4,000 8,250 8,250 15 (1) West South Central...................... 100 61 2,950 3,900 6,000 6,450 8,000 – – Mountain................................ 100 – – – – – – – – Pacific................................. 100 79 2,500 3,000 4,000 5,100 8,250 – – 1 Less than 0.5. 2 The categories are based on the average wage for each occupation surveyed, which may include workers with earnings both above and below the threshold. The average wages are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2010." See Technical Note for more details. NOTE: Because of rounding, sums of individual items may not equal totals. Dashes indicate that no data were reported or that data do not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20102011.htm.