Table 20. Health maintenance organizations: Amount of annual individual out-of-pocket maximum, state and local government workers, National Compensation Survey, 2011 (All workers participating in health maintenance organizations = 100 percent) Amount of out-of-pocket maximum With With no out-of- out-of- Not Characteristics Total pocket 10th 25th 50th 75th 90th pocket determin- maximum percenti- percenti- percenti- percenti- percenti- maximum able le le le le le (median) All workers............................. 100 68 $1,000 $1,350 $1,500 $2,000 $3,000 31 (1) Worker characteristic Management, professional, and related... 100 70 1,000 1,500 1,500 2,000 3,000 30 (1) Professional and related.............. 100 68 1,000 1,500 1,500 2,000 3,000 32 (1) Teachers............................ 100 67 1,000 1,500 1,500 2,000 3,000 33 – Primary, secondary, and special education school teachers......... 100 67 – 1,500 1,500 2,300 3,000 33 – Service................................. 100 65 1,000 1,300 1,500 2,000 3,000 35 (1) Protective service.................... 100 62 – 1,300 1,500 2,000 3,000 38 (1) Sales and office........................ 100 72 750 1,200 1,500 2,000 3,000 27 1 Office and administrative support..... 100 72 – 1,000 1,500 2,000 3,000 27 1 Natural resources, construction, and maintenance............................. 100 69 1,000 1,500 1,500 2,500 3,000 30 1 Production, transportation, and material moving.................................. 100 53 – 1,000 1,500 1,500 1,750 40 7 Full time............................... 100 68 1,000 1,350 1,500 2,000 3,000 31 (1) Part time............................... 100 68 1,000 1,350 1,500 1,500 2,000 32 1 Union................................... 100 64 – 1,300 1,500 1,750 3,000 36 1 Nonunion................................ 100 78 1,000 1,500 1,500 2,000 3,000 22 – Average wage within the following categories:(2) Lowest 25 percent..................... 100 79 1,000 1,500 1,500 2,500 3,000 20 1 Lowest 10 percent................... 100 90 – 1,500 2,000 2,500 3,000 – – Second 25 percent..................... 100 68 – 1,300 1,500 2,000 3,000 31 (1) Third 25 percent...................... 100 68 1,000 1,300 1,500 2,000 3,000 32 1 Highest 25 percent.................... 100 65 1,000 1,500 1,500 2,000 3,000 35 (1) Highest 10 percent.................. 100 62 – 1,200 1,500 1,500 2,500 38 (1) Establishment characteristic Service-providing industries............ 100 68 1,000 1,350 1,500 2,000 3,000 31 (1) Education and health services......... 100 70 1,000 1,350 1,500 2,000 3,000 30 (1) Educational services................ 100 69 1,000 1,500 1,500 2,000 3,000 31 – Elementary and secondary schools.. 100 69 1,000 1,500 1,500 2,300 3,000 31 – Junior colleges, colleges, and universities...................... 100 69 – 1,000 1,500 2,000 3,000 31 – Health care and social assistance... 100 77 – 1,200 1,500 1,500 – 22 1 Hospitals......................... 100 70 – 1,300 1,500 – – 28 2 Public administration................. 100 66 – 1,300 1,500 2,000 3,000 34 – 1 to 99 workers......................... 100 83 – 1,500 1,500 – 3,000 17 – 1 to 49 workers....................... 100 75 – 1,500 1,500 2,300 3,000 – – 50 to 99 workers...................... 100 93 500 – 1,650 – 3,000 7 – 100 workers or more..................... 100 67 1,000 1,350 1,500 2,000 3,000 32 (1) 100 to 499 workers.................... 100 66 500 1,300 1,500 2,000 3,000 34 – 500 workers or more................... 100 68 1,000 1,400 1,500 2,000 3,000 32 1 State government........................ 100 75 – 1,500 1,500 1,700 3,000 24 1 Local government........................ 100 66 1,000 1,350 1,500 2,000 3,000 34 (1) Geographic area New England............................. 100 32 500 500 – – – 66 3 Middle Atlantic......................... 100 14 400 400 440 1,000 1,500 86 – East North Central...................... 100 41 1,300 1,300 1,500 2,950 3,000 59 (1) West North Central...................... 100 92 750 – 2,000 2,500 3,000 – – South Atlantic.......................... 100 77 1,000 1,500 1,500 2,000 3,400 23 – West South Central...................... 100 93 1,500 1,750 2,500 3,000 3,500 7 – Mountain................................ 100 83 1,000 2,000 – 3,000 4,000 – – Pacific................................. 100 95 1,000 1,500 1,500 1,500 1,650 5 (1) 1 Less than 0.5. 2 The categories are based on the average wage for each occupation surveyed, which may include workers with earnings both above and below the threshold. The average wages are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2010." See Technical Note for more details. NOTE: Because of rounding, sums of individual items may not equal totals. Dashes indicate that no data were reported or that data do not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20102011.htm.