Table 20. Standard errors for health maintenance organizations: Amount of annual individual out-of-pocket maximum, state and local government workers, National Compensation Survey, 2011 Amount of out-of-pocket maximum With With no out-of- out-of- Not Characteristics pocket 10th 25th 50th 75th 90th pocket determin- maximum percenti- percenti- percenti- percenti- percenti- maximum able le le le le le (median) All workers............................. 2.0 $135 $174 $0 $0 $0 2.0 0.3 Worker characteristic Management, professional, and related... 2.6 0 137 0 0 0 2.6 0.1 Professional and related.............. 2.6 0 183 0 0 0 2.6 0.1 Teachers............................ 2.8 0 62 0 374 0 2.8 – Primary, secondary, and special education school teachers......... 3.0 – 123 0 433 0 3.0 – Service................................. 2.5 246 126 0 0 39 2.5 0.2 Protective service.................... 3.5 – 322 0 59 484 3.5 (1) Sales and office........................ 3.1 206 303 0 0 0 3.2 0.5 Office and administrative support..... 3.0 – 282 0 0 0 3.1 0.5 Natural resources, construction, and maintenance............................. 4.4 240 81 0 277 0 4.4 0.5 Production, transportation, and material moving.................................. 6.3 – 205 0 0 313 6.3 4.2 Full time............................... 2.0 149 175 0 0 0 2.0 0.3 Part time............................... 4.7 258 184 0 0 0 4.5 0.8 Union................................... 1.8 – 167 0 251 99 1.8 0.4 Nonunion................................ 2.9 0 112 0 301 0 2.9 – Average wage within the following categories:(2) Lowest 25 percent..................... 2.5 110 50 39 481 0 2.3 1.0 Lowest 10 percent................... 3.2 – 40 597 592 0 – – Second 25 percent..................... 2.6 – 336 0 312 179 2.6 0.1 Third 25 percent...................... 2.7 0 201 0 339 0 2.8 0.6 Highest 25 percent.................... 2.0 39 154 0 285 69 2.0 0.1 Highest 10 percent.................. 2.8 – 207 0 0 200 2.7 0.2 Establishment characteristic Service-providing industries............ 2.0 175 172 0 0 0 2.0 0.3 Education and health services......... 2.2 199 129 0 0 0 2.2 0.2 Educational services................ 2.3 0 109 0 252 0 2.3 – Elementary and secondary schools.. 2.2 0 0 0 415 0 2.2 – Junior colleges, colleges, and universities...................... 5.2 – 166 0 363 392 5.2 – Health care and social assistance... 3.5 – 248 147 55 – 3.0 1.2 Hospitals......................... 5.0 – 231 164 – – 4.4 1.7 Public administration................. 2.8 – 347 0 105 398 2.8 – 1 to 99 workers......................... 4.7 – 126 137 – 0 4.7 – 1 to 49 workers....................... 8.1 – 0 82 646 0 – – 50 to 99 workers...................... 1.5 140 – 172 – 0 1.5 – 100 workers or more..................... 2.1 39 138 0 0 0 2.1 0.3 100 to 499 workers.................... 5.4 44 223 0 236 0 5.4 – 500 workers or more................... 2.4 0 170 0 0 40 2.3 0.3 State government........................ 4.4 – 280 0 163 429 4.5 0.7 Local government........................ 1.7 0 168 0 0 0 1.7 0.3 Geographic area New England............................. 4.0 0 28 – – – 5.3 2.6 Middle Atlantic......................... 3.3 0 0 109 0 0 3.3 – East North Central...................... 11.1 177 0 29 837 0 11.1 0.2 West North Central...................... 5.1 0 – 495 0 0 – – South Atlantic.......................... 3.1 55 108 287 308 554 3.1 – West South Central...................... 1.4 0 435 139 0 658 1.4 – Mountain................................ 5.4 250 439 – 580 1,131 – – Pacific................................. 0.8 0 177 0 0 123 0.8 0.3 1 Less than 0.05. 2 The categories are based on the average wage for each occupation surveyed, which may include workers with earnings both above and below the threshold. The average wages are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2010." See Technical Note for more details. NOTE: Dashes indicate that no data were reported or that data do not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20102011.htm.