Table 21. Health maintenance organizations: Amount of annual family out-of-pocket maximum, state and local government workers, National Compensation Survey, 2011 (All workers participating in health maintenance organizations = 100 percent) Amount of out-of-pocket maximum With With no out-of- out-of- Not Characteristics Total pocket 10th 25th 50th 75th 90th pocket determin- maximum percenti- percenti- percenti- percenti- percenti- maximum able le le le le le (median) All workers............................. 100 67 $2,000 $3,000 $3,000 $4,500 $6,000 33 (1) Worker characteristic Management, professional, and related... 100 68 2,000 3,000 3,000 4,500 6,000 32 (1) Professional and related.............. 100 67 2,000 3,000 3,000 4,500 6,000 33 (1) Teachers............................ 100 66 2,000 3,000 3,000 5,000 6,000 34 – Primary, secondary, and special education school teachers......... 100 66 2,000 3,000 3,000 5,000 6,000 34 – Service................................. 100 63 2,000 3,000 3,000 4,500 6,000 36 (1) Protective service.................... 100 60 2,000 3,000 3,000 4,000 6,000 40 (1) Sales and office........................ 100 70 1,500 3,000 3,000 4,500 6,000 29 1 Office and administrative support..... 100 70 1,500 3,000 3,000 4,500 6,000 29 1 Natural resources, construction, and maintenance............................. 100 66 2,000 3,000 3,000 6,000 7,000 34 1 Production, transportation, and material moving.................................. 100 52 – – 3,000 3,000 4,500 41 7 Full time............................... 100 67 2,000 3,000 3,000 4,500 6,000 33 (1) Part time............................... 100 68 – 3,000 3,000 – 4,500 32 1 Union................................... 100 62 – 3,000 3,000 4,500 6,000 37 1 Nonunion................................ 100 75 2,000 3,000 3,000 4,950 7,000 25 – Average wage within the following categories:(2) Lowest 25 percent..................... 100 76 – 3,000 3,000 5,000 6,000 23 1 Lowest 10 percent................... 100 86 2,700 3,000 4,000 5,250 6,000 14 – Second 25 percent..................... 100 68 – 3,000 3,000 4,500 6,000 32 (1) Third 25 percent...................... 100 65 2,000 3,000 3,000 4,850 6,000 34 1 Highest 25 percent.................... 100 63 2,000 3,000 3,000 4,000 6,000 36 (1) Highest 10 percent.................. 100 60 – 3,000 3,000 3,000 5,600 40 (1) Establishment characteristic Service-providing industries............ 100 67 2,000 3,000 3,000 4,500 6,000 33 (1) Education and health services......... 100 68 2,000 3,000 3,000 4,500 6,000 32 (1) Educational services................ 100 68 2,000 3,000 3,000 4,950 6,000 32 – Elementary and secondary schools.. 100 67 2,000 3,000 3,000 5,000 6,000 33 – Junior colleges, colleges, and universities...................... 100 69 – 3,000 3,000 4,000 6,000 31 – Health care and social assistance... 100 72 – 2,400 3,000 3,000 6,000 27 1 Hospitals......................... 100 63 1,500 2,600 3,000 3,000 6,000 35 2 Public administration................. 100 65 – 3,000 3,000 4,000 6,000 35 – 1 to 99 workers......................... 100 79 – 3,000 3,000 5,250 6,000 21 – 1 to 49 workers....................... 100 71 – 3,000 3,000 5,250 6,000 – – 50 to 99 workers...................... 100 90 1,000 – 3,500 5,000 6,000 – – 100 workers or more..................... 100 66 2,000 3,000 3,000 4,500 6,000 34 (1) 100 to 499 workers.................... 100 66 1,000 2,700 3,000 4,950 6,000 34 – 500 workers or more................... 100 66 2,000 3,000 3,000 4,500 6,000 34 1 State government........................ 100 75 – 3,000 3,000 4,000 6,000 25 1 Local government........................ 100 64 2,000 3,000 3,000 4,500 6,000 36 (1) Geographic area New England............................. 100 32 1,000 1,000 – – – 66 3 Middle Atlantic......................... 100 14 – 800 1,000 2,000 3,000 86 – East North Central...................... 100 39 2,600 2,600 3,000 6,000 6,000 61 (1) West North Central...................... 100 78 1,500 – – 4,000 5,000 – – South Atlantic.......................... 100 74 2,400 3,000 3,000 4,850 8,000 26 – West South Central...................... 100 90 3,000 3,500 5,000 6,000 7,500 – – Mountain................................ 100 78 3,000 – 4,500 7,500 10,000 – – Pacific................................. 100 95 2,000 3,000 3,000 3,000 4,950 5 (1) 1 Less than 0.5. 2 The categories are based on the average wage for each occupation surveyed, which may include workers with earnings both above and below the threshold. The average wages are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2010." See Technical Note for more details. NOTE: Because of rounding, sums of individual items may not equal totals. Dashes indicate that no data were reported or that data do not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20102011.htm.