Table 21. Standard errors for health maintenance organizations: Amount of annual family out-of-pocket maximum, state and local government workers, National Compensation Survey, 2011 Amount of out-of-pocket maximum With With no out-of- out-of- Not Characteristics pocket 10th 25th 50th 75th 90th pocket determin- maximum percenti- percenti- percenti- percenti- percenti- maximum able le le le le le (median) All workers............................. 2.1 $427 $0 $0 $59 $0 2.1 0.3 Worker characteristic Management, professional, and related... 2.6 0 0 0 225 0 2.6 0.1 Professional and related.............. 2.7 0 0 0 108 0 2.7 0.1 Teachers............................ 2.8 111 0 0 288 0 2.8 – Primary, secondary, and special education school teachers......... 3.0 460 0 0 29 340 3.0 – Service................................. 2.5 482 198 0 714 78 2.5 0.2 Protective service.................... 3.6 562 111 0 658 886 3.7 (1) Sales and office........................ 3.3 153 351 0 474 0 3.4 0.5 Office and administrative support..... 3.1 177 453 0 623 0 3.2 0.5 Natural resources, construction, and maintenance............................. 4.6 584 78 0 900 1,536 4.6 0.5 Production, transportation, and material moving.................................. 6.3 – – 0 0 566 6.3 4.2 Full time............................... 2.1 446 0 0 226 0 2.1 0.3 Part time............................... 4.7 – 201 0 – 0 4.5 0.8 Union................................... 1.9 – 136 0 680 0 1.9 0.4 Nonunion................................ 3.2 506 0 0 341 1,243 3.2 – Average wage within the following categories:(2) Lowest 25 percent..................... 2.9 – 0 196 364 0 2.8 1.0 Lowest 10 percent................... 3.9 44 0 1,119 1,012 196 3.9 – Second 25 percent..................... 2.7 – 492 0 510 0 2.7 0.1 Third 25 percent...................... 2.8 159 0 0 422 0 2.9 0.6 Highest 25 percent.................... 2.1 98 0 0 340 0 2.1 0.1 Highest 10 percent.................. 2.8 – 211 0 0 953 2.8 0.2 Establishment characteristic Service-providing industries............ 2.1 470 0 0 0 0 2.1 0.3 Education and health services......... 2.3 450 0 0 491 0 2.2 0.2 Educational services................ 2.4 111 0 0 312 0 2.4 – Elementary and secondary schools.. 2.2 136 0 0 0 0 2.2 – Junior colleges, colleges, and universities...................... 5.2 – 0 0 428 196 5.2 – Health care and social assistance... 4.2 – 215 195 0 785 3.8 1.2 Hospitals......................... 5.8 428 344 381 428 877 5.4 1.7 Public administration................. 2.9 – 0 0 450 0 2.9 – 1 to 99 workers......................... 5.6 – 0 325 708 0 5.6 – 1 to 49 workers....................... 8.9 – 0 340 1,037 0 – – 50 to 99 workers...................... 3.2 266 – 754 736 0 – – 100 workers or more..................... 2.2 225 0 0 98 0 2.2 0.3 100 to 499 workers.................... 5.5 96 346 0 714 0 5.5 – 500 workers or more................... 2.5 0 0 0 170 0 2.4 0.3 State government........................ 4.4 – 0 0 643 0 4.4 0.7 Local government........................ 1.8 270 0 0 206 0 1.8 0.3 Geographic area New England............................. 4.0 0 55 – – – 5.3 2.6 Middle Atlantic......................... 3.3 – 0 235 0 0 3.3 – East North Central...................... 10.8 424 0 0 0 0 10.8 0.2 West North Central...................... 14.9 0 – – 0 0 – – South Atlantic.......................... 4.0 618 0 629 345 2,177 4.0 – West South Central...................... 3.3 0 877 0 0 1,181 – – Mountain................................ 6.0 0 – 855 260 1,319 – – Pacific................................. 1.0 0 0 0 0 484 0.9 0.3 1 Less than 0.05. 2 The categories are based on the average wage for each occupation surveyed, which may include workers with earnings both above and below the threshold. The average wages are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2010." See Technical Note for more details. NOTE: Dashes indicate that no data were reported or that data do not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20102011.htm.