Table 38. Non-high deductible health plans: Amount of annual individual deductible, state and local government workers,
National Compensation Survey, 2011

(All workers participating in non-high deductible health plans = 100 percent)
                                                                                                                        
                                                                                                                        
                                                                        Amount of annual deductible                     
                                                                                                                        
                                                      With                                                      With no 
            Characteristics                Total   deductib-    10th      25th      50th      75th      90th   deductib-
                                                       le    percenti- percenti- percenti- percenti- percenti-     le   
                                                                 le        le        le        le        le             
                                                                                  (median)                              
                                                                                                                        
                                                                                                                        
All workers.............................       100        73      $150      $250      $350      $500    $1,000        27
                                                                                                                        
         Worker characteristic                                                                                          
                                                                                                                        
Management, professional, and related...       100        74       150       250       350       600     1,000        26
  Professional and related..............       100        75       150       250       350       600     1,000        25
    Teachers............................       100        77         –       250         –       600     1,000        23
      Primary, secondary, and special                                                                                   
      education school teachers.........       100        78         –       250       500       600     1,000        22
Service.................................       100        74       150       225       400       500     1,000        26
  Protective service....................       100        72         –       225       350       500       750        28
Sales and office........................       100        71       200       250       350       500     1,000        29
  Office and administrative support.....       100        71       200       250       350       500     1,000        29
Natural resources, construction, and                                                                                    
maintenance.............................       100        77         –       200       300       500         –        23
Production, transportation, and material                                                                                
moving..................................       100        68         –       250       400       500     1,000        32
                                                                                                                        
Full time...............................       100        74       150       250       350       575     1,000        26
Part time...............................       100        70         –         –       300       500         –        30
                                                                                                                        
Union...................................       100        65       100       200       250       500       600        35
Nonunion................................       100        82       200       250       500       600     1,000        18
                                                                                                                        
Average wage within the following                                                                                       
categories:(1)                                                                                                          
  Lowest 25 percent.....................       100        82       200       250       500       600     1,000        18
    Lowest 10 percent...................       100        84       200       300       500     1,000     1,000        16
  Second 25 percent.....................       100        73       150       200       350       500     1,000        27
  Third 25 percent......................       100        73       150       250       350       500     1,000        27
  Highest 25 percent....................       100        69       100       225       345       500       850        31
    Highest 10 percent..................       100        63       100       200       300       500         –        37
                                                                                                                        
      Establishment characteristic                                                                                      
                                                                                                                        
Service-providing industries............       100        73       150       250       350       500     1,000        27
  Education and health services.........       100        76       150       250       400       600     1,000        24
    Educational services................       100        76       150       250         –       600     1,000        24
      Elementary and secondary schools..       100        77         –       250       500       600     1,000        23
      Junior colleges, colleges, and                                                                                    
      universities......................       100        74         –       250       350         –     1,000        26
    Health care and social assistance...       100        78       150       200       350       500         –        22
      Hospitals.........................       100        80       150       200       350       575     1,000        20
  Public administration.................       100        69       140       225       300       500         –        31
                                                                                                                        
1 to 99 workers.........................       100        81       140       250         –       600     1,000        19
  1 to 49 workers.......................       100        80       150       250       500       600     1,000        20
  50 to 99 workers......................       100        81         –       225       350         –     1,000        19
100 workers or more.....................       100        73       150       250       350       500     1,000        27
  100 to 499 workers....................       100        83         –       225       350       500     1,000        17
  500 workers or more...................       100        69         –       250       350       600     1,000        31
                                                                                                                        
State government........................       100        69         –       250       350       600     1,000        31
Local government........................       100        75       150       250         –       500     1,000        25
                                                                                                                        
            Geographic area                                                                                             
                                                                                                                        
New England.............................       100        57       100         –       250       250         –        43
Middle Atlantic.........................       100        77       100         –       250         –         –        23
East North Central......................       100        80       100       200       250       400       500        20
South Atlantic..........................       100        78       200       250         –       600       800        22
West South Central......................       100        87       250       350       500       500       750        13
Mountain................................       100        61       250       300         –       500     1,000        39
Pacific.................................       100        40         –       225       300       500         –        60

  1 The categories are based on the average wage for each occupation surveyed, which may include workers with earnings
both above and below the threshold. The average wages are based on the estimates published in the "National Compensation
Survey: Occupational Earnings in the United States, 2010." See Technical Note for more details.

NOTE: Because of rounding, sums of individual items may not equal totals. Dashes indicate that no data were reported or
that data do not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the
"Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20102011.htm.