Table 48. Dental care benefits: Amount of annual individual deductible,(1) state and local government workers, National
Compensation Survey, 2011

(All workers participating in dental care plans = 100 percent)
                                                                                                                                  
                                                                                                                                  
                                                      With         Amount of annual individual deductible       With no           
                                                     annual                                                      annual           
                                                   individu-                                                   individu-    Not   
            Characteristics                Total       al       10th      25th      50th      75th      90th       al    determin-
                                                   deductib- percenti- percenti- percenti- percenti- percenti- deductib-    able  
                                                       le        le        le        le        le        le        le             
                                                                                  (median)                                        
                                                                                                                                  
                                                                                                                                  
All workers.............................       100        60       $25       $25       $50       $50       $50        38         2
                                                                                                                                  
         Worker characteristic                                                                                                    
                                                                                                                                  
Management, professional, and related...       100        60        25        25        50        50        50        38         2
  Professional and related..............       100        59        25        25        50        50        50        39         2
    Teachers............................       100        56        25        25        50        50        50        41         3
      Primary, secondary, and special                                                                                             
      education school teachers.........       100        53        25        25        50        50        50        43         4
Service.................................       100        62        25        25        50        50        50        37         1
  Protective service....................       100        64        25        25        50        50        50        36       (2)
Sales and office........................       100        58        25        25        50        50        50        41         1
  Office and administrative support.....       100        57        25        25        50        50        50        41         1
Natural resources, construction, and                                                                                              
maintenance.............................       100        66        25        25        50        50         –        33         2
Production, transportation, and material                                                                                          
moving..................................       100        50        25        25        50        50        50        47         3
                                                                                                                                  
Full time...............................       100        60        25        25        50        50        50        38         2
Part time...............................       100        58        25         –        50        50         –        40         2
                                                                                                                                  
Union...................................       100        49        25        25        50        50        50        49         2
Nonunion................................       100        77        25        25        50        50        50        22         1
                                                                                                                                  
Average wage within the following                                                                                                 
categories:(3)                                                                                                                    
  Lowest 25 percent.....................       100        70        25        25        50        50        50        29         2
    Lowest 10 percent...................       100        74        25        25        50        50        50        26       (2)
  Second 25 percent.....................       100        60        25        25        50        50        50        39         1
  Third 25 percent......................       100        63        25        25        50        50        50        35         1
  Highest 25 percent....................       100        53        25        25        50        50        50        44         2
    Highest 10 percent..................       100        47        25        25        50        50        50        49         4
                                                                                                                                  
      Establishment characteristic                                                                                                
                                                                                                                                  
Service-providing industries............       100        60        25        25        50        50        50        39         2
  Education and health services.........       100        59        25        25        50        50        50        39         2
    Educational services................       100        57        25        25        50        50        50        40         2
      Elementary and secondary schools..       100        54        25        25        50        50        50        43         3
      Junior colleges, colleges, and                                                                                              
      universities......................       100        68        25        25        50        50        50        32       (2)
    Health care and social assistance...       100        66        25        25        50        50        50        32         2
      Hospitals.........................       100        64        25         –        50        50        50        33         3
  Public administration.................       100        63        25        25        50        50        50        36         1
                                                                                                                                  
1 to 99 workers.........................       100        71        25        25        50        50        50        28         1
  1 to 49 workers.......................       100        70        25        25         –        50        50        30       (2)
  50 to 99 workers......................       100        73        25        50        50        50        50        25         2
100 workers or more.....................       100        59        25        25        50        50        50        39         2
  100 to 499 workers....................       100        62        25        25        50        50        50        36         2
  500 workers or more...................       100        58        25        25        50        50        50        41         2
                                                                                                                                  
State government........................       100        69        25        25        50        50        50        31         –
Local government........................       100        56        25        25        50        50        50        41         2
                                                                                                                                  
            Geographic area                                                                                                       
                                                                                                                                  
New England.............................       100        41        25        25        25        50        50        56         3
Middle Atlantic.........................       100        30        25        25         –        50        50        70       (2)
East North Central......................       100        61        25        25        50        50       100        35         4
West North Central......................       100        73        25        25         –        50        50         –         –
South Atlantic..........................       100        82        25        25        50        50        50        18         1
East South Central......................       100        99        25         –        50        50        50         –         –
West South Central......................       100        82        25        25        50        50        50        16         3
Mountain................................       100        77        25        50        50        50        50         –         –
Pacific.................................       100        52        25         –        50        50        50        47         2

  1 Amount of deductible is for each insured individual and excludes separate deductibles for orthodontic procedures. A single
deductible may not apply to all covered dental procedures. If separate deductibles applied to different procedures, the sum of the
deductible amounts was tabulated.
  2 Less than 0.5.
  3 The categories are based on the average wage for each occupation surveyed, which may include workers with earnings both above
and below the threshold. The average wages are based on the estimates published in the "National Compensation Survey: Occupational
Earnings in the United States, 2010." See Technical Note for more details.

NOTE: Because of rounding, sums of individual items may not equal totals. Dashes indicate that no data were reported or that data
do not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee
Benefit Terms" at www.bls.gov/ncs/ebs/glossary20102011.htm.