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Employee Benefits Survey
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Table 3. Medical care benefits: Summary of plan features, private industry workers, 2018
(All workers participating in medical care plans = 100 percent)
Characteristics Annual deductible Coinsurance Annual out-of-pocket maximum
Yes No Not determinable Yes No Not determinable Yes No Not determinable

Worker characteristics

All workers

 91 9 (1) 77 23 - 97 2 (1)

Management, professional, and related

 92 8 (1) 76 24 - 98 1 (1)

Management, business, and financial

 94 6 - 80 20 - 98 1 (1)

Professional and related

 91 9 (1) 74 26 - 99 - -

Sales and office

 91 - - 78 22 - 98 - -

Sales and related

 98 - - 86 14 - 100 - -

Office and administrative support

 88 - - 75 25 - 97 - -

Full time

 92 8 (1) 78 22 - 98 2 (1)

Part time

 84 - - 70 30 - 96 - -

Establishment characteristics

Service-providing industries

 91 9 (1) 77 23 - 98 - -

Trade, transportation, and utilities

 96 4 (1) 86 14 - 100 - -

Information

 91 - - 84 - - 100 - -

Financial activities

 96 - - 87 13 - 96 - -

Education and health services

 83 17 (1) 64 36 - 99 1 1

Educational services

 90 10 (1) 57 43 - 95 4 (1)

Health care and social assistance

 82 18 - 65 35 - 99 - -

Geographic areas

Northeast

 89 11 (1) 69 31 - 96 - -

New England

 94 - - 67 33 - 94 - -

Middle Atlantic

 87 13 (1) 69 31 - 96 - -

South

 95 4 (1) 78 22 - 98 - -

South Atlantic

 95 4 (1) 81 19 - 98 - -

West South Central

 95 - - 75 25 - 99 - -

Midwest

 96 4 (1) 82 18 - 98 2 (1)

East North Central

 95 5 (1) 82 18 - 97 3 (1)

West North Central

 98 - - 84 16 - 99 - -

West: Mountain

 95 - - 87 - - 98 - -

Footnotes:
(1) Less than 0.5.

Note: Because of rounding, sums of individual items may not equal totals. Dashes indicate that no data were reported or that data do not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/detailedprovisions/2018/ownership/private/glossary.htm.
Source: U.S. Bureau of Labor Statistics, National Compensation Survey.

 

Last Modified Date: April 18, 2019