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Employee Benefits Survey
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Table 3. Standard errors for medical care benefits: Summary of plan features, private industry workers, 2018
Characteristics Annual deductible Coinsurance Annual out-of-pocket maximum
Yes No Not determinable Yes No Not determinable Yes No Not determinable

Worker characteristics

All workers

 0.9 0.9 0.1 1.2 1.2 0.0 0.4 0.4 0.1

Management, professional, and related

 0.9 0.9 (1) 1.9 1.9 0.0 0.4 0.3 0.2

Management, business, and financial

 0.9 0.9 0.0 1.9 1.9 0.0 0.4 0.4 0.1

Professional and related

 1.2 1.2 0.1 3.0 3.0 0.0 0.5 - -

Sales and office

 2.8 - - 3.0 3.0 0.0 0.7 - -

Sales and related

 0.6 - - 3.0 3.0 0.0 0.2 - 0.0

Office and administrative support

 3.9 - - 3.9 3.9 0.0 1.0 - -

Full time

 0.8 0.8 0.1 1.2 1.2 0.0 0.5 0.4 0.1

Part time

 8.4 - - 7.1 7.1 0.0 3.1 - 0.0

Establishment characteristics

Service-providing industries

 1.1 1.0 (1) 1.5 1.5 0.0 0.5 - -

Trade, transportation, and utilities

 0.6 0.6 (1) 1.4 1.4 0.0 0.1 - 0.0

Information

 4.6 - - 4.9 - 0.0 0.1 - 0.0

Financial activities

 1.8 - 0.0 2.8 2.8 0.0 1.7 - -

Education and health services

 3.2 3.2 (1) 4.2 4.2 0.0 0.6 0.2 0.5

Educational services

 1.7 1.7 0.1 4.4 4.4 0.0 1.2 1.2 0.2

Health care and social assistance

 3.7 3.7 0.0 4.8 4.8 0.0 0.6 - -

Geographic areas

Northeast

 2.9 2.9 0.1 3.0 3.0 0.0 1.2 - -

New England

 3.1 - - 3.1 3.1 0.0 2.6 - -

Middle Atlantic

 3.9 3.9 0.1 4.2 4.2 0.0 1.2 - -

South

 0.9 0.9 0.2 2.0 2.0 0.0 0.6 - -

South Atlantic

 1.3 1.3 0.1 2.3 2.3 0.0 0.9 - -

West South Central

 1.6 - - 4.7 4.7 0.0 0.4 - -

Midwest

 0.8 0.7 0.3 2.0 2.0 0.0 0.6 0.6 0.1

East North Central

 1.1 0.9 0.4 2.6 2.6 0.0 0.9 0.8 0.1

West North Central

 0.7 - - 3.1 3.1 0.0 0.2 - 0.0

West: Mountain

 1.8 - 0.0 4.6 - 0.0 1.0 - -

Footnotes:
(1) Less than 0.05.

Note: Dashes indicate that no data were reported or that data do not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/detailedprovisions/2018/ownership/private/glossary.htm.
Source: U.S. Bureau of Labor Statistics, National Compensation Survey.

 

Last Modified Date: April 18, 2019