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Employee Benefits Survey
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Table 5. Medical care benefits: Type and amount of annual individual deductible, private industry workers, 2018
(All workers participating in medical care plans = 100 percent)
Characteristics With deductible With no deductible Not determinable
Total with deductible With fixed deductible With variable deductible Other deductible(2)
Total with fixed deductible Median deductible amount Total with variable deductible Median deductible amount
In-network Out-of-network Most generous coverage (1)

Worker characteristics

All workers

 91 - - 61 $1,500 $3,000 $1,500 - 9 (3)

Management, professional, and related

 92 25 $1,500 66 $1,500 $2,700 $1,250 - 8 (3)

Management, business, and financial

 93 29 $1,500 64 $1,500 - - - 7 -

Professional and related

 91 23 $1,500 68 $1,500 $3,000 $1,350 - 9 (3)

Sales and office

 91 - - 64 $1,500 $3,000 $2,000 - - -

Sales and related

 97 - - 69 $2,000 $4,000 - - - -

Office and administrative support

 88 - - 61 $1,500 $3,000 $2,000 - - -

Full time

 91 - - 62 $1,500 $3,000 $1,350 - 9 (3)

Part time

 84 27 $1,300 57 $1,250 $2,500 $2,000 - - -

Establishment characteristics

Service-providing industries

 91 - - 61 $1,500 $3,000 $1,500 - 9 (3)

Trade, transportation, and utilities

 94 26 - 69 $1,500 $3,000 - - 5 (3)

Information

 91 45 - 47 $1,350 - - - - -

Financial activities

 96 - - 68 $1,600 $3,000 - - - -

Education and health services

 83 32 $1,500 51 - $2,000 $1,350 - 17 (3)

Educational services

 90 28 - 62 - $2,000 - - 10 (3)

Health care and social assistance

 82 33 - 49 - - $1,500 - 18 -

Geographic areas

Northeast

 88 26 $1,000 62 $1,350 $2,000 $1,500 - 12 (3)

New England

 94 33 - 61 $1,500 - - - - -

Middle Atlantic

 86 23 $1,200 63 $1,300 $2,000 $1,500 - 14 (3)

South

 95 30 $1,500 66 $1,500 $3,000 $1,350 - 4 (3)

South Atlantic

 95 32 $1,500 63 $1,350 $3,000 $1,350 - 5 (3)

West South Central

 95 26 - 69 $1,500 $3,300 - - - -

Midwest

 95 31 - 64 $1,500 $3,000 - - 5 (3)

East North Central

 94 30 $1,500 64 $1,500 $3,000 - - 6 (3)

West North Central

 97 35 - 63 $1,500 $3,000 - - - -

West: Mountain

 94 39 - 55 $1,500 $3,000 - - 6 -

Footnotes:
(2) Deductible amount vary by additional factors such as employee length of service, salary range, or age of enrollee.
(1) Refers to deductible or coinsurance amounts for the most generous benefits received in plans with more than two tiers of benefits.
(3) Less than 0.5.

Note: Because of rounding, sums of individual items may not equal totals. Dashes indicate that no data were reported or that data do not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/detailedprovisions/2018/ownership/private/glossary.htm.
Source: U.S. Bureau of Labor Statistics, National Compensation Survey.

 

Last Modified Date: April 18, 2019