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Employee Benefits Survey
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Table 8. Medical care benefits: Type and percent of coinsurance, private industry workers, 2018
(All workers participating in medical care plans with coinsurance = 100 percent)
Characteristics Fixed coinsurance Variable coinsurance With other coinsurance
With fixed coinsurance Median coinsurance percentage With variable coinsurance Median coinsurance percentage
In-network Out-of-network Most generous coverage(1)

Worker characteristics

All workers

 - - 81 80 60 90 -

Management, professional, and related

 - - 83 80 60 90 -

Management, business, and financial

 - - 86 80 60 90 -

Professional and related

 20 80 80 80 60 90 -

Sales and office

 - - 83 80 60 90 -

Sales and related

 - - 88 80 60 - -

Office and administrative support

 20 80 80 80 60 90 -

Full time

 - - 81 80 60 90 -

Part time

 - - 81 80 60 90 -

Establishment characteristics

Service-providing industries

 - - 79 80 60 90 -

Trade, transportation, and utilities

 - - 85 80 60 90 -

Information

 - - 88 80 60 - -

Financial activities

 10 80 90 80 60 90 -

Education and health services

 - - 65 80 60 90 -

Educational services

 35 80 65 90 70 90 -

Health care and social assistance

 - - 65 80 60 90 -

Geographic areas

Northeast

 - - 85 80 60 100 -

New England

 - - 77 80 60 90 -

Middle Atlantic

 - - 88 80 60 100 -

South

 14 80 86 80 60 90 -

South Atlantic

 14 80 86 80 60 90 -

West South Central

 13 75 87 80 60 90 -

Midwest

 - - 82 80 60 90 -

East North Central

 - - 82 80 60 90 -

West North Central

 - - 81 80 60 80 -

West: Mountain

 - - 67 80 60 85 -

Footnotes:
(1) Refers to deductible or coinsurance amounts for the most generous benefits received in plans with more than two tiers of benefits.

Note: Because of rounding, sums of individual items may not equal totals. Dashes indicate that no data were reported or that data do not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/detailedprovisions/2018/ownership/private/glossary.htm.
Source: U.S. Bureau of Labor Statistics, National Compensation Survey.

 

Last Modified Date: April 18, 2019