Health Plan Provisions for Private Industry Workers in the United States, 2018

Employee Benefits Survey

ANNUAL BULLETIN ON BENEFIT COVERAGE

Table 11. Standard errors for medical care benefits: High deductible and nonhigh deductible plans,(1) private industry workers, 2018
Characteristics	High deductible health plans	Nonhigh deductible health plans
Worker characteristics
All workers	1.4	1.4
Management, professional, and related	2.5	2.5
Management, business, and financial	3.2	3.2
Professional and related	2.9	2.9
Sales and office	2.5	2.5
Sales and related	3.0	3.0
Office and administrative support	2.9	2.9
Full time	1.5	1.5
Part time	5.6	5.6
Establishment characteristics
Service-providing industries	1.7	1.7
Trade, transportation, and utilities	2.4	2.4
Information	8.2	8.3
Financial activities	2.7	2.8
Education and health services	4.9	4.9
Educational services	4.0	4.0
Health care and social assistance	5.7	5.7
Geographic areas
Northeast	2.8	2.8
New England	4.7	4.7
Middle Atlantic	3.6	3.7
South	2.3	2.2
South Atlantic	1.8	1.9
West South Central	6.5	6.3
Midwest	2.8	2.8
East North Central	3.6	3.6
West North Central	4.2	4.1
West: Mountain	8.0	8.0
Footnotes: (1) A high deductible health plan (HDHP) is a health plan which typically has a higher deductible and lower premium than a traditional health plan. An individual plan must have a minimum deductible of $1,350 to be classified as a HDHP. Normally the plan includes catastrophic coverage to protect against large medical expenses, but the insured is responsible for routine out-of-pocket expenses.
Note: Dashes indicate that no data were reported or that data do not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/detailedprovisions/2018/ownership/private/glossary.htm. Source: U.S. Bureau of Labor Statistics, National Compensation Survey.

Last Modified Date: April 18, 2019