Table 1. Medical care benefits: Access, participation, and take-up rates

Table 1. Retirement benefits(1): Access, participation, and take-up rates(2), March 2017 [All workers = 100 percent]
Characteristics	Civilian(3)			Private industry			State and local government
Characteristics	Access	Participation	Take-up rates	Access	Participation	Take-up rates	Access	Participation	Take-up rates
All workers	70.00	54.00	77.00	66.00	50.00	75.00	91.00	80.00	88.00

Worker characteristics
Management, business, and financial occupations	88.00	77.00	88.00	87.00	76.00	88.00	-	-	-
Management, professional and related occupations	85.00	73.00	86.00	82.00	70.00	86.00	94.00	81.00	86.00
Professional and related occupations	84.00	71.00	85.00	79.00	67.00	84.00	93.00	80.00	86.00
Teachers	85.00	74.00	87.00	-	-	-	94.00	81.00	86.00
Primary, secondary, and special education school teachers	94.00	82.00	87.00	-	-	-	99.00	86.00	87.00
Registered nurses	89.00	74.00	84.00	-	-	-	-	-	-
Service occupations	47.00	30.00	62.00	42.00	22.00	54.00	84.00	76.00	90.00
Protective service occupations	79.00	63.00	80.00	61.00	32.00	52.00	92.00	86.00	94.00
Sales and office occupations	72.00	53.00	74.00	70.00	51.00	72.00	91.00	80.00	88.00
Sales and related occupations	67.00	41.00	62.00	67.00	41.00	61.00	-	-	-
Office and administrative support occupations	75.00	60.00	80.00	72.00	57.00	79.00	92.00	81.00	88.00
Natural resources, construction, and maintenance occupations	66.00	52.00	79.00	63.00	48.00	77.00	97.00	89.00	91.00
Construction, and extraction, farming, fishing, and forestry occupations	62.00	49.00	80.00	58.00	45.00	78.00	-	-	-
Installation, maintenance, and repair occupations	69.00	54.00	78.00	67.00	51.00	76.00	-	-	-
Production, transportation, and material moving occupations	71.00	54.00	76.00	71.00	53.00	75.00	90.00	80.00	89.00
Production occupations	74.00	56.00	76.00	74.00	56.00	76.00	-	-	-
Transportation and material moving occupations	69.00	52.00	75.00	68.00	50.00	74.00	-	-	-

Full time	81.00	65.00	80.00	77.00	60.00	78.00	99.00	87.00	88.00
Part time	38.00	22.00	59.00	38.00	21.00	56.00	46.00	39.00	84.00

Union	94.00	83.00	88.00	92.00	82.00	90.00	97.00	83.00	86.00
Nonunion	66.00	49.00	75.00	64.00	47.00	73.00	86.00	77.00	89.00

Average wage within the following categories:(4)
Lowest 25 percent	45.00	25.00	55.00	42.00	21.00	51.00	78.00	68.00	87.00
Lowest 10 percent	34.00	15.00	44.00	33.00	14.00	41.00	67.00	58.00	87.00
Second 25 percent	70.00	52.00	74.00	66.00	46.00	70.00	94.00	83.00	88.00
Third 25 percent	82.00	68.00	83.00	78.00	64.00	81.00	98.00	86.00	88.00
Highest 25 percent	90.00	80.00	89.00	88.00	77.00	88.00	97.00	84.00	87.00
Highest 10 percent	91.00	81.00	89.00	89.00	81.00	90.00	96.00	82.00	85.00

Establishment characteristics
Goods-producing industries	75.00	60.00	80.00	75.00	60.00	80.00	-	-	-
Service-providing industries	69.00	53.00	77.00	65.00	48.00	74.00	91.00	80.00	88.00
Education and health services	80.00	65.00	81.00	72.00	57.00	79.00	93.00	79.00	85.00
Educational services	88.00	76.00	86.00	72.00	64.00	89.00	93.00	79.00	86.00
Elementary and secondary schools	90.00	78.00	87.00	-	-	-	93.00	80.00	86.00
Junior colleges, colleges, universities, and professional schools	91.00	77.00	85.00	88.00	78.00	89.00	92.00	76.00	83.00
Health care and social assistance	74.00	57.00	78.00	72.00	56.00	77.00	93.00	78.00	83.00
Hospitals	91.00	78.00	86.00	-	-	-	93.00	77.00	83.00
Public administration	91.00	84.00	92.00	-	-	-	91.00	84.00	92.00

1 to 99 workers	55.00	40.00	73.00	53.00	37.00	71.00	87.00	79.00	90.00
1 to 49 workers	50.00	36.00	72.00	49.00	34.00	71.00	85.00	78.00	91.00
50 to 99 workers	68.00	50.00	73.00	65.00	46.00	70.00	90.00	80.00	89.00
100 workers or more	85.00	68.00	80.00	83.00	65.00	78.00	93.00	80.00	87.00
100 to 499 workers	80.00	61.00	76.00	79.00	58.00	73.00	91.00	81.00	90.00
500 workers or more	91.00	77.00	85.00	89.00	76.00	85.00	93.00	80.00	86.00

Geographic areas
Northeast	72.00	58.00	82.00	68.00	55.00	80.00	91.00	80.00	88.00
New England	73.00	57.00	78.00	71.00	55.00	78.00	86.00	68.00	80.00
Middle Atlantic	71.00	59.00	83.00	67.00	54.00	81.00	93.00	84.00	90.00
South	71.00	53.00	74.00	67.00	47.00	71.00	94.00	83.00	89.00
South Atlantic	71.00	54.00	76.00	68.00	50.00	74.00	92.00	79.00	87.00
East South Central	72.00	50.00	70.00	68.00	44.00	64.00	94.00	85.00	91.00
West South Central	70.00	52.00	74.00	65.00	45.00	69.00	97.00	87.00	90.00
Midwest	73.00	56.00	77.00	70.00	53.00	75.00	90.00	76.00	85.00
East North Central	72.00	55.00	76.00	70.00	52.00	75.00	88.00	74.00	84.00
West North Central	75.00	58.00	77.00	72.00	54.00	75.00	92.00	80.00	87.00
West	64.00	51.00	79.00	60.00	46.00	77.00	89.00	78.00	88.00
Mountain	66.00	52.00	78.00	63.00	47.00	75.00	86.00	78.00	91.00
Pacific	63.00	50.00	80.00	58.00	45.00	78.00	90.00	79.00	87.00
Footnotes (1) Includes defined benefit pension plans and defined contribution retirement plans. Workers are considered as having access or as participating if they have access to or are participating in at least one of these plan types. (2) The take-up rate is an estimate of the percentage of workers with access to a plan who participate in the plan, rounded for presentation. See Technical Note for more details. (3) Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except the federal government. See Technical Note for further explanation. (4) Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both above and below the threshold. The categories were formed using percentile estimates generated using ECEC data for March 2018.
NOTE: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20162017.htm. SOURCE: U.S. Bureau of Labor Statistics, National Compensation Survey.

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Last Modified Date: October 03, 2023