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Economic News Release
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Table 1. Medical care benefits: Access, participation, and take-up rates

Table 1. Retirement benefits(1): Access, participation, and take-up rates(2), March 2017 [All workers = 100 percent]
Characteristics Civilian(3) Private industry State and local government
Access Participation Take-up rates Access Participation Take-up rates Access Participation Take-up rates

All workers

70.00 54.00 77.00 66.00 50.00 75.00 91.00 80.00 88.00

Worker characteristics

Management, business, and financial occupations

88.00 77.00 88.00 87.00 76.00 88.00 - - -

Management, professional and related occupations

85.00 73.00 86.00 82.00 70.00 86.00 94.00 81.00 86.00

Professional and related occupations

84.00 71.00 85.00 79.00 67.00 84.00 93.00 80.00 86.00

Teachers

85.00 74.00 87.00 - - - 94.00 81.00 86.00

Primary, secondary, and special education school teachers

94.00 82.00 87.00 - - - 99.00 86.00 87.00

Registered nurses

89.00 74.00 84.00 - - - - - -

Service occupations

47.00 30.00 62.00 42.00 22.00 54.00 84.00 76.00 90.00

Protective service occupations

79.00 63.00 80.00 61.00 32.00 52.00 92.00 86.00 94.00

Sales and office occupations

72.00 53.00 74.00 70.00 51.00 72.00 91.00 80.00 88.00

Sales and related occupations

67.00 41.00 62.00 67.00 41.00 61.00 - - -

Office and administrative support occupations

75.00 60.00 80.00 72.00 57.00 79.00 92.00 81.00 88.00

Natural resources, construction, and maintenance occupations

66.00 52.00 79.00 63.00 48.00 77.00 97.00 89.00 91.00

Construction, and extraction, farming, fishing, and forestry occupations

62.00 49.00 80.00 58.00 45.00 78.00 - - -

Installation, maintenance, and repair occupations

69.00 54.00 78.00 67.00 51.00 76.00 - - -

Production, transportation, and material moving occupations

71.00 54.00 76.00 71.00 53.00 75.00 90.00 80.00 89.00

Production occupations

74.00 56.00 76.00 74.00 56.00 76.00 - - -

Transportation and material moving occupations

69.00 52.00 75.00 68.00 50.00 74.00 - - -

Full time

81.00 65.00 80.00 77.00 60.00 78.00 99.00 87.00 88.00

Part time

38.00 22.00 59.00 38.00 21.00 56.00 46.00 39.00 84.00

Union

94.00 83.00 88.00 92.00 82.00 90.00 97.00 83.00 86.00

Nonunion

66.00 49.00 75.00 64.00 47.00 73.00 86.00 77.00 89.00

Average wage within the following categories:(4)

Lowest 25 percent

45.00 25.00 55.00 42.00 21.00 51.00 78.00 68.00 87.00

Lowest 10 percent

34.00 15.00 44.00 33.00 14.00 41.00 67.00 58.00 87.00

Second 25 percent

70.00 52.00 74.00 66.00 46.00 70.00 94.00 83.00 88.00

Third 25 percent

82.00 68.00 83.00 78.00 64.00 81.00 98.00 86.00 88.00

Highest 25 percent

90.00 80.00 89.00 88.00 77.00 88.00 97.00 84.00 87.00

Highest 10 percent

91.00 81.00 89.00 89.00 81.00 90.00 96.00 82.00 85.00

Establishment characteristics

Goods-producing industries

75.00 60.00 80.00 75.00 60.00 80.00 - - -

Service-providing industries

69.00 53.00 77.00 65.00 48.00 74.00 91.00 80.00 88.00

Education and health services

80.00 65.00 81.00 72.00 57.00 79.00 93.00 79.00 85.00

Educational services

88.00 76.00 86.00 72.00 64.00 89.00 93.00 79.00 86.00

Elementary and secondary schools

90.00 78.00 87.00 - - - 93.00 80.00 86.00

Junior colleges, colleges, universities, and professional schools

91.00 77.00 85.00 88.00 78.00 89.00 92.00 76.00 83.00

Health care and social assistance

74.00 57.00 78.00 72.00 56.00 77.00 93.00 78.00 83.00

Hospitals

91.00 78.00 86.00 - - - 93.00 77.00 83.00

Public administration

91.00 84.00 92.00 - - - 91.00 84.00 92.00

1 to 99 workers

55.00 40.00 73.00 53.00 37.00 71.00 87.00 79.00 90.00

1 to 49 workers

50.00 36.00 72.00 49.00 34.00 71.00 85.00 78.00 91.00

50 to 99 workers

68.00 50.00 73.00 65.00 46.00 70.00 90.00 80.00 89.00

100 workers or more

85.00 68.00 80.00 83.00 65.00 78.00 93.00 80.00 87.00

100 to 499 workers

80.00 61.00 76.00 79.00 58.00 73.00 91.00 81.00 90.00

500 workers or more

91.00 77.00 85.00 89.00 76.00 85.00 93.00 80.00 86.00

Geographic areas

Northeast

72.00 58.00 82.00 68.00 55.00 80.00 91.00 80.00 88.00

New England

73.00 57.00 78.00 71.00 55.00 78.00 86.00 68.00 80.00

Middle Atlantic

71.00 59.00 83.00 67.00 54.00 81.00 93.00 84.00 90.00

South

71.00 53.00 74.00 67.00 47.00 71.00 94.00 83.00 89.00

South Atlantic

71.00 54.00 76.00 68.00 50.00 74.00 92.00 79.00 87.00

East South Central

72.00 50.00 70.00 68.00 44.00 64.00 94.00 85.00 91.00

West South Central

70.00 52.00 74.00 65.00 45.00 69.00 97.00 87.00 90.00

Midwest

73.00 56.00 77.00 70.00 53.00 75.00 90.00 76.00 85.00

East North Central

72.00 55.00 76.00 70.00 52.00 75.00 88.00 74.00 84.00

West North Central

75.00 58.00 77.00 72.00 54.00 75.00 92.00 80.00 87.00

West

64.00 51.00 79.00 60.00 46.00 77.00 89.00 78.00 88.00

Mountain

66.00 52.00 78.00 63.00 47.00 75.00 86.00 78.00 91.00

Pacific

63.00 50.00 80.00 58.00 45.00 78.00 90.00 79.00 87.00

Footnotes
(1) Includes defined benefit pension plans and defined contribution retirement plans. Workers are considered as having access or as participating if they have access to or are participating in at least one of these plan types.
(2) The take-up rate is an estimate of the percentage of workers with access to a plan who participate in the plan, rounded for presentation. See Technical Note for more details.
(3) Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except the federal government. See Technical Note for further explanation.
(4) Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both above and below the threshold. The categories were formed using percentile estimates generated using ECEC data for March 2018.

NOTE: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20162017.htm.
SOURCE: U.S. Bureau of Labor Statistics, National Compensation Survey.

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Last Modified Date: November 02, 2020