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Table 2. Medical plans: Share of premiums paid by employer and employee for single coverage

Table 2. Medical care benefits: Access, participation, and take-up rates(1), March 2017 [All workers = 100 percent]
Characteristics Civilian(2) Private industry State and local government
Access Participation Take-up rates Access Participation Take-up rates Access Participation Take-up rates

All workers

70.00 52.00 74.00 67.00 49.00 72.00 89.00 71.00 80.00

Worker characteristics

Management, business, and financial occupations

88.00 67.00 76.00 86.00 65.00 75.00 92.00 72.00 79.00

Management, professional and related occupations

95.00 73.00 77.00 95.00 73.00 76.00 - - -

Professional and related occupations

85.00 64.00 76.00 82.00 61.00 74.00 91.00 71.00 78.00

Teachers

84.00 63.00 75.00 - - - 92.00 71.00 77.00

Primary, secondary, and special education school teachers

95.00 70.00 74.00 - - - 99.00 75.00 76.00

Registered nurses

86.00 63.00 73.00 - - - - - -

Service occupations

44.00 29.00 66.00 39.00 23.00 61.00 80.00 65.00 81.00

Protective service occupations

68.00 51.00 75.00 41.00 21.00 52.00 89.00 73.00 82.00

Sales and office occupations

68.00 49.00 72.00 66.00 47.00 71.00 89.00 73.00 83.00

Sales and related occupations

54.00 37.00 69.00 54.00 37.00 69.00 - - -

Office and administrative support occupations

76.00 55.00 73.00 74.00 53.00 71.00 90.00 74.00 83.00

Natural resources, construction, and maintenance occupations

74.00 59.00 79.00 72.00 57.00 79.00 95.00 78.00 82.00

Construction, and extraction, farming, fishing, and forestry occupations

67.00 56.00 83.00 65.00 54.00 83.00 - - -

Installation, maintenance, and repair occupations

81.00 62.00 77.00 79.00 60.00 76.00 - - -

Production, transportation, and material moving occupations

75.00 56.00 74.00 75.00 55.00 74.00 85.00 69.00 82.00

Production occupations

81.00 62.00 76.00 81.00 62.00 76.00 - - -

Transportation and material moving occupations

69.00 50.00 72.00 69.00 49.00 71.00 - - -

Full time

88.00 65.00 75.00 85.00 63.00 73.00 99.00 80.00 80.00

Part time

19.00 12.00 61.00 19.00 11.00 60.00 27.00 19.00 70.00

Union

94.00 76.00 81.00 93.00 79.00 84.00 95.00 73.00 77.00

Nonunion

67.00 48.00 72.00 65.00 46.00 71.00 83.00 69.00 83.00

Average wage within the following categories:(3)

Lowest 25 percent

37.00 23.00 63.00 33.00 20.00 60.00 72.00 58.00 80.00

Lowest 10 percent

24.00 14.00 57.00 22.00 12.00 55.00 59.00 46.00 78.00

Second 25 percent

75.00 53.00 72.00 71.00 49.00 69.00 93.00 76.00 81.00

Third 25 percent

87.00 67.00 77.00 85.00 64.00 76.00 97.00 78.00 81.00

Highest 25 percent

93.00 73.00 78.00 92.00 72.00 78.00 95.00 74.00 78.00

Highest 10 percent

94.00 73.00 78.00 94.00 73.00 78.00 93.00 74.00 80.00

Establishment characteristics

Goods-producing industries

85.00 67.00 80.00 85.00 67.00 80.00 - - -

Service-providing industries

68.00 49.00 72.00 64.00 45.00 70.00 89.00 71.00 80.00

Education and health services

79.00 58.00 73.00 73.00 51.00 69.00 90.00 70.00 78.00

Educational services

86.00 66.00 77.00 75.00 56.00 74.00 90.00 69.00 77.00

Elementary and secondary schools

88.00 66.00 75.00 - - - 90.00 68.00 76.00

Junior colleges, colleges, universities, and professional schools

90.00 72.00 80.00 90.00 70.00 78.00 90.00 74.00 82.00

Health care and social assistance

75.00 52.00 70.00 73.00 50.00 68.00 91.00 77.00 84.00

Hospitals

91.00 68.00 75.00 - - - 91.00 77.00 84.00

Public administration

90.00 75.00 83.00 - - - 90.00 75.00 83.00

1 to 99 workers

57.00 41.00 71.00 55.00 39.00 70.00 85.00 68.00 80.00

1 to 49 workers

53.00 37.00 71.00 51.00 36.00 70.00 82.00 67.00 82.00

50 to 99 workers

70.00 50.00 72.00 67.00 47.00 71.00 89.00 69.00 78.00

100 workers or more

84.00 63.00 75.00 82.00 61.00 74.00 90.00 72.00 80.00

100 to 499 workers

79.00 58.00 74.00 78.00 57.00 73.00 86.00 69.00 80.00

500 workers or more

90.00 69.00 77.00 89.00 67.00 76.00 92.00 73.00 80.00

Geographic areas

Northeast

71.00 52.00 74.00 68.00 50.00 73.00 87.00 68.00 78.00

New England

70.00 49.00 70.00 67.00 46.00 70.00 88.00 64.00 73.00

Middle Atlantic

71.00 53.00 75.00 69.00 51.00 74.00 87.00 69.00 80.00

South

71.00 52.00 74.00 68.00 48.00 71.00 93.00 77.00 83.00

South Atlantic

70.00 51.00 73.00 67.00 47.00 71.00 91.00 75.00 83.00

East South Central

74.00 56.00 75.00 70.00 51.00 72.00 92.00 83.00 90.00

West South Central

71.00 53.00 74.00 67.00 48.00 72.00 96.00 78.00 81.00

Midwest

71.00 50.00 70.00 68.00 47.00 69.00 85.00 64.00 75.00

East North Central

70.00 49.00 70.00 69.00 47.00 69.00 83.00 64.00 77.00

West North Central

71.00 50.00 71.00 68.00 48.00 71.00 88.00 63.00 72.00

West

69.00 54.00 78.00 66.00 51.00 77.00 88.00 70.00 80.00

Mountain

68.00 52.00 76.00 66.00 50.00 76.00 86.00 67.00 78.00

Pacific

69.00 54.00 79.00 66.00 51.00 78.00 89.00 72.00 81.00

Footnotes
(1) The take-up rate is an estimate of the percentage of workers with access to a plan who participate in the plan, rounded for presentation. See Technical Note for more details.
(2) Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except the federal government. See Technical Note for further explanation.
(3) Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both above and below the threshold. The categories were formed using percentile estimates generated using ECEC data for March 2018.

NOTE: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20162017.htm.
SOURCE: U.S. Bureau of Labor Statistics, National Compensation Survey.

Table of Contents

Last Modified Date: November 02, 2020