Table 4. Life insurance benefits: Access, participation, and take-up rates
Table 4. Medical plans: Share of premiums paid by employer and employee for family coverage, March 2017
[In percent]
| Characteristics |
Civilian |
Private industry |
State and local government |
| Employer share of premium |
Employee share of premium |
Employer share of premium |
Employee share of premium |
Employer share of premium |
Employee share of premium |
All workers participating in family coverage medical plans |
68.00 |
32.00 |
67.00 |
33.00 |
71.00 |
29.00 |
|
Worker characteristics |
|
Management, business, and financial occupations |
69.00 |
31.00 |
68.00 |
32.00 |
70.00 |
30.00 |
Management, professional and related occupations |
70.00 |
30.00 |
70.00 |
30.00 |
- |
- |
Professional and related occupations |
68.00 |
32.00 |
68.00 |
32.00 |
69.00 |
31.00 |
Teachers |
65.00 |
35.00 |
- |
- |
66.00 |
34.00 |
Primary, secondary, and special education school teachers |
64.00 |
36.00 |
- |
- |
65.00 |
35.00 |
Registered nurses |
70.00 |
30.00 |
- |
- |
- |
- |
Service occupations |
65.00 |
35.00 |
62.00 |
38.00 |
73.00 |
27.00 |
Protective service occupations |
77.00 |
23.00 |
73.00 |
27.00 |
78.00 |
22.00 |
Sales and office occupations |
66.00 |
34.00 |
65.00 |
35.00 |
72.00 |
28.00 |
Sales and related occupations |
63.00 |
37.00 |
64.00 |
36.00 |
- |
- |
Office and administrative support occupations |
67.00 |
33.00 |
65.00 |
35.00 |
72.00 |
28.00 |
Natural resources, construction, and maintenance occupations |
68.00 |
32.00 |
68.00 |
32.00 |
74.00 |
26.00 |
Construction, and extraction, farming, fishing, and forestry occupations |
68.00 |
32.00 |
68.00 |
32.00 |
- |
- |
Installation, maintenance, and repair occupations |
68.00 |
32.00 |
68.00 |
32.00 |
- |
- |
Production, transportation, and material moving occupations |
72.00 |
28.00 |
72.00 |
28.00 |
70.00 |
30.00 |
Production occupations |
73.00 |
27.00 |
73.00 |
27.00 |
- |
- |
Transportation and material moving occupations |
71.00 |
29.00 |
71.00 |
29.00 |
- |
- |
|
Full time |
68.00 |
32.00 |
68.00 |
32.00 |
71.00 |
29.00 |
Part time |
63.00 |
37.00 |
62.00 |
38.00 |
70.00 |
30.00 |
|
Union |
80.00 |
20.00 |
83.00 |
17.00 |
76.00 |
24.00 |
Nonunion |
65.00 |
35.00 |
65.00 |
35.00 |
66.00 |
34.00 |
|
Average wage within the following categories: |
|
Lowest 25 percent |
60.00 |
40.00 |
59.00 |
41.00 |
66.00 |
34.00 |
Lowest 10 percent |
57.00 |
43.00 |
59.00 |
41.00 |
60.00 |
40.00 |
Second 25 percent |
67.00 |
33.00 |
66.00 |
34.00 |
74.00 |
26.00 |
Third 25 percent |
70.00 |
30.00 |
68.00 |
32.00 |
69.00 |
31.00 |
Highest 25 percent |
71.00 |
29.00 |
71.00 |
29.00 |
74.00 |
26.00 |
Highest 10 percent |
73.00 |
27.00 |
72.00 |
28.00 |
75.00 |
25.00 |
|
Establishment characteristics |
|
Goods-producing industries |
72.00 |
28.00 |
72.00 |
28.00 |
- |
- |
Service-providing industries |
67.00 |
33.00 |
66.00 |
34.00 |
71.00 |
29.00 |
Education and health services |
65.00 |
35.00 |
64.00 |
36.00 |
67.00 |
33.00 |
Educational services |
66.00 |
34.00 |
66.00 |
34.00 |
66.00 |
34.00 |
Elementary and secondary schools |
64.00 |
36.00 |
- |
- |
64.00 |
36.00 |
Junior colleges, colleges, universities, and professional schools |
70.00 |
30.00 |
69.00 |
31.00 |
71.00 |
29.00 |
Health care and social assistance |
65.00 |
35.00 |
63.00 |
37.00 |
74.00 |
26.00 |
Hospitals |
73.00 |
27.00 |
- |
- |
75.00 |
25.00 |
Public administration |
77.00 |
23.00 |
- |
- |
77.00 |
23.00 |
|
1 to 99 workers |
64.00 |
36.00 |
63.00 |
37.00 |
73.00 |
27.00 |
1 to 49 workers |
65.00 |
35.00 |
64.00 |
36.00 |
72.00 |
28.00 |
50 to 99 workers |
64.00 |
36.00 |
62.00 |
38.00 |
73.00 |
27.00 |
100 workers or more |
70.00 |
30.00 |
70.00 |
30.00 |
70.00 |
30.00 |
100 to 499 workers |
67.00 |
33.00 |
66.00 |
34.00 |
71.00 |
29.00 |
500 workers or more |
74.00 |
26.00 |
76.00 |
24.00 |
70.00 |
30.00 |
|
Geographic areas |
|
Northeast |
74.00 |
26.00 |
72.00 |
28.00 |
82.00 |
18.00 |
New England |
73.00 |
27.00 |
72.00 |
28.00 |
77.00 |
23.00 |
Middle Atlantic |
74.00 |
26.00 |
72.00 |
28.00 |
84.00 |
16.00 |
South |
64.00 |
36.00 |
64.00 |
36.00 |
63.00 |
37.00 |
South Atlantic |
66.00 |
34.00 |
66.00 |
34.00 |
65.00 |
35.00 |
East South Central |
66.00 |
34.00 |
66.00 |
34.00 |
63.00 |
37.00 |
West South Central |
61.00 |
39.00 |
61.00 |
39.00 |
59.00 |
41.00 |
Midwest |
69.00 |
31.00 |
69.00 |
31.00 |
73.00 |
27.00 |
East North Central |
70.00 |
30.00 |
70.00 |
30.00 |
74.00 |
26.00 |
West North Central |
68.00 |
32.00 |
67.00 |
33.00 |
72.00 |
28.00 |
West |
69.00 |
31.00 |
67.00 |
33.00 |
75.00 |
25.00 |
Mountain |
66.00 |
34.00 |
65.00 |
35.00 |
71.00 |
29.00 |
Pacific |
70.00 |
30.00 |
68.00 |
32.00 |
77.00 |
23.00 |
|
NOTE: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20162017.htm.
SOURCE: U.S. Bureau of Labor Statistics, National Compensation Survey.
|
Last Modified Date: October 05, 2021
United States Department of Labor
