Table 5. Selected paid leave benefits: Access

Table 5. Life insurance benefits: Access, participation, and take-up rates(1), March 2017 [All workers = 100 percent]
Characteristics	Civilian(2)			Private industry			State and local government
Characteristics	Access	Participation	Take-up rates	Access	Participation	Take-up rates	Access	Participation	Take-up rates
All workers	59.00	58.00	98.00	55.00	54.00	98.00	81.00	79.00	98.00

Worker characteristics
Management, business, and financial occupations	78.00	76.00	99.00	76.00	75.00	99.00	83.00	81.00	98.00
Management, professional and related occupations	85.00	84.00	99.00	84.00	83.00	99.00	-	-	-
Professional and related occupations	75.00	73.00	98.00	71.00	70.00	99.00	82.00	80.00	98.00
Teachers	74.00	73.00	98.00	-	-	-	81.00	80.00	98.00
Primary, secondary, and special education school teachers	82.00	81.00	98.00	-	-	-	86.00	85.00	98.00
Registered nurses	76.00	75.00	98.00	-	-	-	-	-	-
Service occupations	35.00	33.00	95.00	28.00	27.00	94.00	75.00	73.00	97.00
Protective service occupations	71.00	68.00	96.00	50.00	48.00	95.00	86.00	84.00	97.00
Sales and office occupations	56.00	55.00	98.00	54.00	52.00	98.00	82.00	79.00	97.00
Sales and related occupations	42.00	40.00	96.00	42.00	40.00	96.00	-	-	-
Office and administrative support occupations	64.00	63.00	98.00	62.00	61.00	98.00	82.00	80.00	97.00
Natural resources, construction, and maintenance occupations	57.00	55.00	97.00	54.00	52.00	97.00	90.00	88.00	99.00
Construction, and extraction, farming, fishing, and forestry occupations	49.00	47.00	97.00	45.00	44.00	97.00	-	-	-
Installation, maintenance, and repair occupations	64.00	62.00	98.00	62.00	60.00	98.00	-	-	-
Production, transportation, and material moving occupations	63.00	61.00	97.00	62.00	60.00	97.00	80.00	78.00	98.00
Production occupations	68.00	66.00	98.00	67.00	66.00	98.00	-	-	-
Transportation and material moving occupations	58.00	55.00	96.00	56.00	54.00	95.00	-	-	-

Full time	75.00	73.00	98.00	71.00	70.00	98.00	91.00	89.00	98.00
Part time	13.00	12.00	90.00	12.00	11.00	89.00	24.00	22.00	95.00

Union	86.00	83.00	97.00	84.00	80.00	96.00	88.00	87.00	98.00
Nonunion	55.00	53.00	98.00	53.00	51.00	98.00	75.00	73.00	97.00

Average wage within the following categories:(3)
Lowest 25 percent	25.00	24.00	93.00	22.00	20.00	92.00	65.00	63.00	97.00
Lowest 10 percent	16.00	14.00	89.00	14.00	12.00	87.00	52.00	50.00	97.00
Second 25 percent	61.00	60.00	97.00	57.00	55.00	97.00	87.00	85.00	98.00
Third 25 percent	75.00	74.00	98.00	71.00	70.00	98.00	87.00	85.00	98.00
Highest 25 percent	84.00	83.00	99.00	83.00	82.00	99.00	88.00	86.00	98.00
Highest 10 percent	85.00	84.00	99.00	85.00	85.00	99.00	84.00	82.00	97.00

Establishment characteristics
Goods-producing industries	70.00	68.00	98.00	70.00	68.00	98.00	-	-	-
Service-providing industries	57.00	56.00	98.00	53.00	51.00	98.00	81.00	79.00	98.00
Education and health services	69.00	68.00	98.00	62.00	62.00	99.00	82.00	80.00	97.00
Educational services	77.00	76.00	98.00	66.00	66.00	99.00	81.00	79.00	98.00
Elementary and secondary schools	76.00	75.00	98.00	-	-	-	79.00	77.00	98.00
Junior colleges, colleges, universities, and professional schools	87.00	85.00	98.00	87.00	87.00	99.00	86.00	84.00	97.00
Health care and social assistance	64.00	63.00	99.00	61.00	61.00	99.00	88.00	84.00	96.00
Hospitals	88.00	87.00	99.00	-	-	-	88.00	84.00	95.00
Public administration	84.00	81.00	97.00	-	-	-	84.00	81.00	97.00

1 to 99 workers	43.00	42.00	97.00	40.00	39.00	97.00	74.00	73.00	98.00
1 to 49 workers	37.00	36.00	98.00	36.00	35.00	98.00	70.00	69.00	98.00
50 to 99 workers	57.00	55.00	97.00	54.00	52.00	97.00	79.00	77.00	98.00
100 workers or more	76.00	74.00	98.00	74.00	72.00	98.00	83.00	81.00	97.00
100 to 499 workers	68.00	66.00	97.00	66.00	64.00	97.00	77.00	75.00	97.00
500 workers or more	86.00	84.00	98.00	85.00	84.00	99.00	86.00	84.00	97.00

Geographic areas
Northeast	60.00	59.00	98.00	56.00	55.00	98.00	82.00	80.00	98.00
New England	60.00	58.00	97.00	57.00	56.00	98.00	82.00	75.00	92.00
Middle Atlantic	59.00	59.00	99.00	56.00	55.00	99.00	82.00	82.00	99.00
South	61.00	60.00	97.00	58.00	56.00	97.00	82.00	80.00	97.00
South Atlantic	61.00	60.00	98.00	57.00	56.00	98.00	85.00	82.00	97.00
East South Central	58.00	56.00	96.00	55.00	53.00	96.00	74.00	71.00	96.00
West South Central	63.00	61.00	96.00	60.00	57.00	96.00	82.00	80.00	97.00
Midwest	61.00	60.00	98.00	58.00	57.00	98.00	81.00	79.00	98.00
East North Central	61.00	59.00	97.00	58.00	57.00	98.00	80.00	78.00	97.00
West North Central	62.00	61.00	98.00	59.00	57.00	98.00	81.00	80.00	99.00
West	53.00	52.00	98.00	48.00	47.00	98.00	79.00	78.00	98.00
Mountain	56.00	55.00	98.00	52.00	51.00	98.00	82.00	82.00	100.00
Pacific	51.00	50.00	98.00	47.00	46.00	98.00	78.00	77.00	98.00
Footnotes (1) The take-up rate is an estimate of the percentage of workers with access to a plan who participate in the plan, rounded for presentation. See Technical Note for more details. (2) Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except the federal government. See Technical Note for further explanation. (3) Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both above and below the threshold. The categories were formed using percentile estimates generated using ECEC data for March 2018.
NOTE: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20162017.htm. SOURCE: U.S. Bureau of Labor Statistics, National Compensation Survey.

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Last Modified Date: October 03, 2023