Department of Labor Logo United States Department of Labor
Dot gov

The .gov means it's official.
Federal government websites often end in .gov or .mil. Before sharing sensitive information, make sure you're on a federal government site.


The site is secure.
The https:// ensures that you are connecting to the official website and that any information you provide is encrypted and transmitted securely.

Frozen Defined Benefit Pension Plans in March 2008

August 31, 2009

Many employers have opted to freeze their current defined benefit plan and provide an alternative. Data from the March 2008 National Compensation Survey on employee benefits indicate that a fifth of all private industry workers participating in a defined benefit plan are affected by a freeze.

Defined benefit retirement plan: Percent of participants in plans that have frozen benefits, private industry workers, March 2008
[Chart data]

Alternatives available to employees may include a new defined benefit plan, a new defined contribution plan, or an enhanced existing defined contribution plan.

As the number of defined benefit plans decreases and the number of frozen plans increases, there could be major negative implications for those workers in the later stages of their career, where plan contributions are often at their highest.

When a defined benefit plan is frozen, the employer may restrict entry into the plan and limit future contributions. The degree to which contributions and entry is limited will depend on the type of freeze. In some cases, an employee may stop accruing benefits in the event of a freeze, but the plan will continue in operation, protecting the benefits already accrued.

These data are from the Employee Benefits Survey. To learn more, see "Alternatives to Frozen Defined Benefit Pension Plans," by Scott F. Curtin in the August 2009 issue of Compensation and Working Conditions Online.


Bureau of Labor Statistics, U.S. Department of Labor, The Economics Daily, Frozen Defined Benefit Pension Plans in March 2008 at (visited May 30, 2024).

Recent editions of Spotlight on Statistics