Average employee medical premium $6,797 for family coverage in 2020

Ninety-four percent of all civilian workers who participated in their employers’ medical plans in March 2020 had to contribute part of the premium for family coverage. Annual employee contributions averaged $6,797. In March 2010, 88 percent of employees had to contribute for family coverage, and annual employee contributions averaged $4,524.

Employers paid 67 percent of medical premiums for family coverage plans in March 2020, with an average annual contribution of $13,717.

These data are from the National Compensation Survey — Benefits program. For more estimates on medical premiums, see “Employee Benefits in the United States — March 2020” and Medical care premiums in the United States. Premium contributions are published in monthly amounts and were multiplied to produce the annual estimates.