Department of Labor Logo United States Department of Labor
Dot gov

The .gov means it's official.
Federal government websites often end in .gov or .mil. Before sharing sensitive information, make sure you're on a federal government site.


The site is secure.
The https:// ensures that you are connecting to the official website and that any information you provide is encrypted and transmitted securely.

High-deductible health plans for workers in private educational services in 2020

April 26, 2021

In March 2020, 50 percent of private educational services workers participated in employer-sponsored medical care plans. High-deductible health plans were available to 40 percent of these workers in 2020, and the median annual deductible amount for individual plans was $2,000.

Annual deductible amount for workers in private educational services who participate in individual high-deductible health plans, 2020
Measure Deductible amount

25th percentile


50 percentile (median)


75th percentile


High-deductible health plans typically have a higher deductible amount (at least $1,400) and lower premiums than traditional medical care plans. These plans normally provide catastrophic coverage to protect against large medical expenses, but the insured worker is responsible for routine medical expenses.

These data are from the National Compensation Survey — Benefits program. For more information, see our high deductible health plans and health savings accounts factsheet. Also see Health care plan provisions for private industry workers in the United States, 2020 and the complete benefits dataset (XLSX). For more information about terms related to employee benefits, see our glossary.


Bureau of Labor Statistics, U.S. Department of Labor, The Economics Daily, High-deductible health plans for workers in private educational services in 2020 at (visited April 23, 2024).

Recent editions of Spotlight on Statistics