High-deductible health plans for workers in private educational services in 2020

In March 2020, 50 percent of private educational services workers participated in employer-sponsored medical care plans. High-deductible health plans were available to 40 percent of these workers in 2020, and the median annual deductible amount for individual plans was $2,000.

High-deductible health plans typically have a higher deductible amount (at least $1,400) and lower premiums than traditional medical care plans. These plans normally provide catastrophic coverage to protect against large medical expenses, but the insured worker is responsible for routine medical expenses.

These data are from the National Compensation Survey — Benefits program. For more information, see our high deductible health plans and health savings accounts factsheet. Also see Health care plan provisions for private industry workers in the United States, 2020 and the complete benefits dataset (XLSX). For more information about terms related to employee benefits, see our glossary.